Asigurarea riscurilor de construc\u021bii – montaj<\/strong><\/h3>\n\nObiectul asigur\u0103rii<\/strong>: conform prezentelor Condi\u0163ii de asigurare sunt interesele patrimoniale ale Asiguratului, legate de:<\/p>\n\n- De\u0163inerea, folosirea, gestionarea bunurilor aflate \u00een limitele terenului de construc\u0163ie (atribuite unui obiect de construc\u0163ie) \u015fi destinate construc\u0163iei \u015fi mont\u0103rii p\u00e2n\u0103 la darea \u00een exploatare a obiectului de construc\u0163ie:\n
\n- edificii \u015fi construc\u0163ii;<\/li>\n
- ma\u015fini \u015fi piese de schimb pentru ele;<\/li>\n
- materiale, utilaje \u015fi alte bunuri;<\/li>\n
- cl\u0103diri \u015fi construc\u0163ii provizorii, tehnica de construc\u0163ie, mecanismele de construc\u0163ie \u015fi transportare.<\/li>\n<\/ul>\n<\/li>\n
- Recuperarea prejudiciului cauzat persoanei \u015fi\/sau bunurilor ter\u0163ului la executarea lucr\u0103rilor de construc\u0163ii-montaj, de dare \u00een exploatare \u015fi pe parcursul perioadei de exploatare pe garan\u0163ie.<\/li>\n
- Angajamentele de garan\u0163ie de dup\u0103 darea \u00een exploatare privind func\u0163ionarea ne\u00eentrerupt\u0103 a obiectului de construc\u0163ie edificat.<\/li>\n<\/ul>\n
Valoarea de asigurare<\/strong> pentru cl\u0103diri \u015fi construc\u0163ii este:<\/p>\n\n- valoarea contractual\u0103 a lucr\u0103rilor de construc\u0163ii-montaj;<\/li>\n
- lucr\u0103rile de cur\u0103\u0163are, legate de lichidarea r\u0103m\u0103\u015fi\u0163elor la apari\u0163ia cazului de asigurare, prejudiciul recuperabil (constituie 2-10% din valoarea contractual\u0103 a lucr\u0103rilor de construc\u0163ii-montaj), dac\u0103 aceasta e stipulat \u00een contractul de asigurare.<\/li>\n
- valoarea de asigurare pentru ma\u015fini \u015fi piese de schimb pentru ele, materiale, utilaje, edificii \u015fi construc\u0163ii provizorii, tehnica de construc\u0163ie, mecanismele de construc\u0163ie \u015fi transportare \u015fi alte bunuri este valoarea de restabilire sau rechizi\u0163ionare a bunurilor noi de acela\u015fi tip \u015fi capacitate.<\/li>\n<\/ul>\n
\u0414\u043e\u0433\u043e\u0432\u043e\u0440 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u044f<\/strong> poate prevedea stabilirea unor limite de r\u0103spundere separate pentru:<\/p>\n\n- cauzarea prejudiciului fizic unei persoane;<\/li>\n
- cauzarea prejudiciului fizic unui num\u0103r de persoane;<\/li>\n
- cauzarea prejudiciului material unui num\u0103r arbitrar de persoane.<\/li>\n<\/ul>\n
Prima de asigurare<\/strong> se calculeaz\u0103 \u00een func\u0163ie de condi\u0163iile asigur\u0103rii, optate de Asigurat, gradul de risc, suma asigurat\u0103, etc. potrivit tarifelor de asigurare, aprobate de Asigur\u0103tor.<\/p>\n <\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"
Asigurarea riscurilor de construc\u021bii – montaj Obiectul asigur\u0103rii: conform prezentelor Condi\u0163ii de asigurare sunt interesele patrimoniale ale Asiguratului, legate de:<\/p>","protected":false},"author":1,"featured_media":0,"parent":60,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"yoast_head":"\n
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