Asigurarea riscurilor bancare<\/strong><\/h3>\n\nObiectul asigur\u0103rii<\/strong> constitue interesele patrimoniale ale Asiguratului (Beneficiarului), legate de pierderea total\u0103 sau par\u0163ial\u0103 de c\u0103tre Asigurat, (Beneficiar), a mijloacelor b\u0103ne\u015fti proprii, acordate drept credit, a veniturilor sau cheltuielilor probabile suplimentare, \u00een rezultatul ne\u00eendeplinirii nepremeditate (\u00eendeplinirii neadecvate) a obliga\u0163iilor contractuale de c\u0103tre participantul la afacere \u2013 contragentul Asiguratului (Beneficiarului), de rambursare a creditului \u00een termenii stabili\u0163i \u015fi plat\u0103 a dob\u00eenzii bancare, de efectuare a pla\u0163ii costului lucr\u0103rilor \u00eendeplinite, m\u0103rfurilor livrate, serviciilor acordate din partea Asiguratului (Beneficiarului).
\n
\nSe asigur\u0103 riscurile<\/strong>, care conduc la daune ce au survenit \u00een rezultatul ne\u00eendeplinirii nepremeditate (\u00eendeplinirii neadecvate) \u00een rezultatul unor evenimente de for\u0163\u0103 major\u0103 (calamit\u0103\u0163i naturale), a obliga\u0163iilor contractuale de c\u0103tre participantul la afacere \u2013 contragentul Asiguratului (Beneficiarului), de rambursare a creditului \u015fi plat\u0103 a dob\u00eenzii pentru folosirea acestuia la expirarea termenului stabilit, efectuare a pl\u0103\u0163ii pentru lucr\u0103rile \u00eendeplinite, m\u0103rfurile primite, serviciile acordate din partea Asiguratului (Beneficiarului).
\n
\nCazul asigurat<\/strong> se consider\u0103 survenit, dac\u0103 debitorul Asiguratului (Beneficiarului) nu a rambursat p\u00een\u0103 la data indicat\u0103 \u00een contractul de asigurare mijloacele b\u0103ne\u015fti \u00eemprumutate, nu a achitat la timp, costul m\u0103rfurilor sau serviciilor, stabilite \u00een conractul de creditare, de livrare a m\u0103rfurilor sau de prestare a serviciilor.
\n
\nPrima de asigurare<\/strong> conform contractului de asigurare se calculeaz\u0103 de c\u0103tre Asigur\u0103tor conform algoritmului \u0219i taxelor tarifare aprobate.
\n
\nValoarea daunelor<\/strong> se determin\u0103 de c\u0103tre Asigur\u0103tor \u00een baza documentelor, solicitate de la Asigurat, de asemenea \u021bin\u00e2nd cont de deciziile organelor judiciare, documentele organelor financiare, bancare, fiscale, administra\u021biei publice, concluziilor expertilor \u015fi firmelor specializate, care func\u0163ioneaz\u0103 in baza licen\u0163elor de stat (jurispruden\u0163\u0103, auditing, consalting).
\n <\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"Asigurarea riscurilor bancare Obiectul asigur\u0103rii constitue interesele patrimoniale ale Asiguratului (Beneficiarului), legate de pierderea total\u0103 sau par\u0163ial\u0103 de c\u0103tre Asigurat,<\/p>","protected":false},"author":3,"featured_media":0,"parent":10744,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"yoast_head":"\n
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